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Think Differently

Taking A Different Approach Is Crucial

A rising tide lifts all boats; if you are making money the same way as others, are you truly better off? In the investment world, to be truly better off often need to do things different from the crowd.

Think differently

Market Commentary 202204

Many investors often look to enter at the bottom of the market to better their investment returns. Calling the bottoms, however, is near impossible let alone doing it consistently.

Why Investors Don’t Get The Return

The investor return is often far below the market return, we study the reason why it that so in this article.

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Navigate Economic Crises Throughout History

The inflation we warned about is happening and impacting lives and investments. If an economic crisis ensues, how can we navigate through one?

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How FAM Started

Investment with a Difference: Our Journey

Like many entrepreneurs, our business was founded on a shared vision: to help investors overcome the challenge of selecting the right investment product. We noticed that investors often find it challenging to find the ideal investment solution with the vast number of choices available in the market.

Typically, investors evaluate investment solutions based on their price and past performance, which is similar to how we commonly assess a product’s or service’s quality based on its price and peer reviews. Unfortunately, relying solely on these metrics to assess an investment’s quality can result in poor investor returns over the long run as investors are always switching from one fund to another in pursuit of the ‘best-performer’ – inevitably buying high and selling low.

How FAM Started

Why Price and Performance Don't Work: Fee Structures and Historical Performance

The asset management industry commonly employs a fee structure where managers charge a percentage of the fund’s net asset value (NAV), regardless of whether an investor makes a profit. Unfortunately, this system can create a conflict of interest for managers, who may prioritize growing their Assets Under Management (AUM) to maximize their earnings, at the expense of the investors’ objective of wealth growth. As a result, the price an investor pays to be invested does not necessarily reflect the manager’s commitment to the investor.

Moreover, past performance is not always a reliable indicator of future returns, particularly in investments where performance is subjected to market cycles, changing economic conditions, geopolitical events, and other variables – what has worked in the past may not work in the future.

How FAM Started

Investing with Confidence: The Alignment of Interest

These challenges highlight the need for investors to consider factors beyond just price and performance when selecting investment products and managers. It requires them to look for managers who demonstrate a sense of ownership towards their investors’ capital and continuously strive to gain new knowledge and insights to adapt to the ever-changing market environment. At FAM, we strongly believe that these are the key attributes that define a truly good investment product and manager.

This is why we only work closely with investment specialists who share these values and design solutions that incentivize us with the growth of our investors’ wealth. We put our money where our mouth is – in our solutions. More than 25% of our Asset Under Management is invested for our stakeholders, and the majority of FAM employees are also invested. This unique structure and alignment mean that we have a vested interest in the success of our clients.

To us, investment is never a product but a journey we embark on with you.

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Strategies

FGI

Beat inflation and generate multiple streams of truly diversified and solid income.

Today’s higher interest rate environment brings greater opportunities for fixed income investors to generate income over the long term. However, this come amid a rising inflationary environment and market volatility.
Stay on top of rising prices and protect your income by seizing potentially higher and more stable income by going beyond developed markets and into emerging markets and alternative assets.

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FME

Be better off with truly differentiated investments

Market opportunities arise due to the inefficiencies that come along with the emotional swings of buyers and sellers. Taking advantage of these opportunities requires hard work and a willingness to invest away from the crowd.
FME searches globally for underappreciated market opportunities so that our investors can truly be better off by taking a different path.

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Meranti

Be fully invested and face every crisis without fear

The next financial crisis is unpredictable yet inevitable. To avoid the pain of going through the storm, some investors choose not to invest, even if they understand that markets will eventually bring them return over time.
Meranti's Dynamic Risk Mitigation (DRM) strategy mitigates the impact of large losses due to crises.

Global Equity Asia Ex Japan

FGOP

Providing the missing link in classical multi-asset portfolios

Multi-asset portfolios blend equities and bonds for those who prefer a smoother ride through market cycles.
But today, this strategy in its classical form faces challenges not seen or dealt with by investors in decades.
Adding alternatives to the classical multi-asset approach is the solution for True Diversification.

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FAI

Generate resilient income with truly alternative investments

Equity investments are known for their higher returns. However, not everyone can sit through the volatility to realise the returns.
Some people may choose to invest in assets with lower volatility, such as money market funds, in order to avoid the feeling of uneasiness. But in doing so, they risk losing to inflation.
FAI offers investors a novel solution to earn higher returns without experiencing much market volatility.

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